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itr filing process

Writer's picture: CA Ankit P JainCA Ankit P Jain

Income Tax Return (ITR) Filing Process in India

1. Determine Your ITR Form

The first step is to identify the correct ITR form based on your income sources and category:

  • ITR-1: For salaried individuals, pensioners, and those with income from one house property.

  • ITR-2: For individuals and HUFs not having income from business or profession.

  • ITR-3: For individuals and HUFs having income from a proprietary business or profession.

  • ITR-4: For individuals and HUFs opting for the presumptive taxation scheme under Sections 44AD, 44ADA, or 44AE.

  • ITR-5: For firms, LLPs, and Association of Persons (AOPs).

  • ITR-6: For companies other than those claiming exemption under Section 11.

  • ITR-7: For persons including companies required to furnish return under sections 139(4A), 139(4B), 139(4C), or 139(4D).

  • ITR Forms

2. Gather Required Documents

Collect all necessary documents before starting the filing process:

  • PAN Card: Permanent Account Number.

  • Aadhaar Card: Linking Aadhaar with PAN is mandatory.

  • Income Details: Form 16 from employer, Form 26AS (tax credit statement), bank statements, and other income-related documents.

  • Investment Proofs: Documents related to deductions (e.g., investments in PPF, insurance premiums).

  • TDS Certificates: For income on which tax has been deducted.

3. Register on the Income Tax e-Filing Portal

If you haven't already registered, follow these steps:

  • Visit the Portal: Go to the Income Tax e-Filing Portal.

  • Sign Up: Click on “Register Yourself” and select the user type (individual, company, etc.).

  • Fill in Details: Provide PAN, name, date of birth, and other required details.

  • Verify Registration: Follow the verification process, usually via email or SMS.

4. Download and Fill Out the ITR Form

  • Download the Form: The form can be downloaded from the Income Tax Department’s website.

  • Fill the Form: Enter details such as income, deductions, and tax paid. Ensure accuracy to avoid issues.

  • Validate: Use the utility provided by the Income Tax Department to validate the form.

5. Upload the ITR Form

  • Log In: Access the e-Filing Portal and log in.

  • Select Form: Choose the appropriate ITR form you’ve filled.

  • Upload: Submit the form by uploading it. You will receive an acknowledgment number upon successful submission.

6. E-Verify Your ITR

To complete the process, you need to e-verify your return. Methods include:

  • Aadhaar-based OTP: Verification through an OTP sent to your Aadhaar-linked mobile number.

  • Net Banking: Verify through your bank’s net banking facility if supported.

  • Digital Signature: Use a digital signature for verification.

  • Sending ITR-V: If you choose not to e-verify, print the ITR-V form, sign it, and send it to the Centralized Processing Centre (CPC) in Bengaluru within 120 days of e-filing.

    • ITR-V Form Download

7. Track Your ITR Status

  • Log In: Access the Income Tax e-Filing Portal.

  • Check Status: Go to the “My Account” section and select “View Returns/Forms” to check the status of your filed return.

8. Respond to Notices (if any)

  • Receive Notice: If there are discrepancies or additional information required, you might receive a notice from the Income Tax Department.

  • Respond Timely: Address the notice promptly to avoid penalties or further scrutiny.

Additional Resources

Tips for Smooth Filing

  • File Early: Avoid last-minute issues by filing well before the deadline.

  • Double-Check Information: Verify all details to prevent errors or discrepancies.

  • Seek Professional Help: If your tax situation is complex, consider consulting a tax advisor.

By following these steps and utilizing the resources provided, you can effectively navigate the ITR filing process in India and ensure timely compliance with tax regulations.

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